This document explains how CashBoer LLP (hereinafter referred to as "We", "Us" or "Our") collects, processes, stores and/or shares any personal data of and/or information from users (jointly referred to as "Information"). By accessing and/or using the CashBoer Services through the Website. App or otherwise, you consent to the collection, transfer, adaptation, alteration, storage, disclosure and other uses of Information as described in this Privacy Policy. If you have any concerns about providing data, or having it used in any manner permitted in this Privacy Policy, you should not use the CashBoer Services.
As set out in the terms and conditions relating the Services (the "Terms"), you must be at least at legal age (minimum age of 18 years) to access and/or use the Services, or if legally possible, to access with your legal guardian's consent, due authorization, and agreement with this Privacy Policy. For the purposes of this Privacy Policy, unless defined hereunder, all capitalized terms shall have the meaning ascribed to them under the Terms.
We and/or third parties, including but not limited to business partners, advertising networks, analytics or search information providers, may collect
and process the following data about you:
Some of the Information, for example, your name and/or username, may be listed publicly on the Services, including on your profile page and in search results. You agree that We and/or third parties on our behalf and/or our partners may use the Information for the purposes of contacting you as part of customer support; to send you updates or information about the Services; managing your account and relationship with the Service, improving in-app experience, improving the Services, research, surveying, and engaging with you, for example by sending you communications for these purposes; marketing and promotion of the Services or other products; to personalize and optimize the Services, promotional content and/or advertising; to create reports, analysis or similar services for the purposes of research or business intelligence.
We will only share your data with third parties according to the Privacy Policy, as reasonably necessary in order to provide the Services, for example, by providing Information to suppliers that We may use to fulfil the Services; where it is necessary to carry out your instructions, for example, to process a disbursal instruction your Information has to be provided to the payment processors; where your data is on an anonymous and aggregated basis, meaning you could not be personally identified from it; for the delivery of Interest-Based Advertising in the manner set out on this Privacy Policy; when you submit information as part of a competition or otherwise interact with any channel or social media, the information you submitted may be published; as is reasonably believed is permitted by law or regulation; in order to comply with any legal obligation, or in order to enforce or apply the Terms, this Privacy Policy and/or any other agreement with you; or to protect Our rights and/or property or third-party�s rights and/or property. We may share or disclose your non-private information, such as public user profile information, public messages, e-mail, etc., or share or disclose your information in an anonymous or aggregated basis in a manner that does not allow your personal identification.
Through interaction with social networks and/or platforms you may allow the Services to interact with any third-party social network and/or platforms, such as Facebook, twitter, WhatsApp and any other networks/platforms which will provide data about you to Us, and vice versa. Since any other applications or websites other than the Services are owned by a third party, you must ensure that you read their terms of service. You understand that when you allow the Services to interact with any third-party social network and/or platform, We may share data about you with your contacts and other users of the Services and vice versa. This Data may include your name, profile picture, activity status, and information related to your use of the Services.
We may disclose your personal information in the circumstances set out below and you hereby consent to the same to be shared with:
We understand the importance of data security and We want Your browsing experience with Us to be as safe as possible. We have implemented reasonable safeguards and precautions to protect Your personal information, to make commercially reasonable efforts to verify that third-parties with whom we may share your personal information provide same or equal protection of your information, provided by us under this Privacy Policy.
Please understand that, while we strive to protect your personal data against potential risks and exposures, there is no absolute security in the online/ internet sphere. therefore, you must not disclose any information on the website that is sensitive personal data or information. you understand that the transmission of information over the internet is not completely secure and there are risks associated with it. Although we strive to protect your personal information, we cannot guarantee the security of the same while it is being transmitted to our website and any transmission is at your own risk.
We may retain the Information for as long as is necessary to fulfil the purposes for which it was collected or as needed to provide the Services, even after you have discontinued or deleted any account, or after the end of the provision of the Services, if retention of such Information is reasonably necessary to comply with legal obligations, meet regulatory requirements, resolve disputes between users, prevent fraud, or any other use. Subsequent to such term, we will delete or anonymize your personal information once the purpose has been fulfilled.
We maintain appropriate technical and physical safeguards to protect Information against accidental or unlawful destruction or loss, alteration, unauthorized disclosures or access, and any other unlawful forms of processing of the data in its possession. However, We do not guarantee that Information can not be accessed, disclosed, altered or destroyed by breach of any of the abovementioned safeguards. Information may be transferred to third parties located and/or may be stored at worldwide destinations, outside Nigeria or the location from which your information has been collected. We take all steps reasonably necessary, including providing notice of breach to users, where required under applicable law, to ensure that Information is treated securely and in accordance with this Privacy Policy.
We may transfer sensitive personal data or information collected by us to third-parties located outside Nigeria which ensure a similar level of protection and security adhered to by us under applicable Nigerian law. In the event that We are involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction. The undertakings in this Privacy Policy shall apply to the Information as transferred to the new entity.
In the Services, you may find links to third party websites. You understand that when you click on these links any data which you provide afterwards is subject to that third party's privacy policy and not to Ours. Consequently, We take no responsibility for the content, safety, or security of any third-party website. The Services are not directed to persons under legal age. We do not knowingly collect any Information from children under legal age. If We become aware that a child under legal age has provided personal information, steps will be taken to remove such information and terminate such an account. If you become aware that any child has provided personal information without the essential legal guardian consent, please contact: support@ludonaira.com. Irrespective of which country you reside in or supply information from, you authorize Us to store and/or use the Information according to this Privacy Policy in any country where We may operate.
You have the right to withdraw or revoke consent provided to us for processing your personal information. You may email us at support@ludonaira.com for revoking your consent and requesting deletion of your personal information held with us. We will respond to your request within reasonable timelines and delete your personal information, except such information required by law to be retained.
YOUR ACCESS AND USAGE OF ANY THIRD-PARTY WEBSITES IS ENTIRELY AT YOUR OWN RISK. THE COMPANY SHALL NOT BE A PARTY TO ANY TRANSACTION BETWEEN YOU AND A THIRD-PARTY SERVICE
Notwithstanding anything to the contrary in this Policy, We may preserve or disclose your information to the extent reasonably necessary to comply with a law, regulation or legal request; to protect the safety of any person; to address fraud, security or technical issues; or to protect Our rights or property. However, nothing in this Privacy Policy is intended to limit any legal defenses or objections that you may have to a third party's, including a government's, request to disclose your information. We want to make sure that your Information is accurate and up to date. You may ask to modify, correct or remove information with the tools and account settings of the Service, or otherwise by contacting Us at support@ludonaira.com
In case You have any grievance with respect to the Website or the CashBoer Services, You can send Us an email notification to us at support@ludonaira.com
You have full control regarding which emails You want to receive. If You decide at any time that You no longer wish to receive such emails from Us, please write to Us instructing an Opt-Out. Please note that once We receive Your request, it may take an additional period of time for Your opt-out to become effective.
If You have any further questions, queries with respect to the Website or our Services, then such correspondence should be directed at support@ludonaira.com
If any court or other competent authority finds any of this Privacy Policy to be invalid or unenforceable, the other terms of this Privacy Policy will not be affected. This Privacy Policy is governed by and interpreted in accordance with the laws of Republic of Nigeria. Any dispute arising in connection with this Privacy Policy will be subject to the exclusive jurisdiction of the courts located in the city of Abuja, Nigeria. You consent to the jurisdiction and venue in such courts and waive any objection as to inconvenient forum. We may revise or amend this Privacy Policy from time to time.